Federally Insured by NCUA
Fort McClellan Credit Union
Classroom & Adult Learning

Free financial education workbooks for every age

Hands-on, take-home activity books from Fort McClellan Credit Union. Free for teachers, parents, and members across our 9-county area, from a child's first piggy bank to a first student loan and an adult debt-payoff plan.

These workbooks give students and adults something they can hold, write in, and keep. Download and print any workbook yourself, or request class sets and a teacher answer key below.

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For teachers

Request class sets and get the answer key for every workbook right away. Copy and hand out as many as you need.

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For parents

Work through a few pages at the kitchen table. Each level builds naturally on the one before as kids grow.

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For adults & employers

Use the adult toolkit for a lunch-and-learn, a new-member packet, or your own money reset. No account required.

Seven workbooks, one growing money story

Seven complete workbooks, 16 to 20 pages each. Read any of them in full right here, or download the PDF and print as many as you need.

Grades K–2 Fort McClellan

Penny & Pals

My First Money Adventures

Coins, wants vs. needs, and the magic of a piggy bank, in big colorful activities for our youngest savers.

  • Name the coins & count to a dollar
  • Wants vs. needs sorting game
  • Save, spend, share jars
Grades 3–5 Fort McClellan

Smart Cents

Saving, Goals & Smart Choices

Setting a savings goal, telling ads from facts, and earning money with a first "job". Money sense that sticks.

  • Set & track a savings goal
  • Earning, allowance & chores
  • Spot the advertising trick
Grades 6–8 Fort McClellan

Money Moves

Budgeting, Banking & You

Building a first budget, how a checking account and debit card really work, and why a credit union is different.

  • Build a monthly budget
  • Checking, debit & keeping a balance
  • Interest: earning it vs. paying it
Grades 9–12 Fort McClellan

Launch

Real-World Money Before You Go

The money skills every high schooler needs, whatever comes next: paychecks and taxes, credit scores, credit cards, and the true cost of a first car and a first apartment.

  • Read a paycheck & understand taxes
  • Credit scores & building credit
  • The real cost of a first car
College & Career Prep Fort McClellan

Next Chapter

Making College Add Up

For juniors, seniors and students already in school who are planning on college or trade school: financial aid offers, the FAFSA, scholarships and student loans, plus a semester budget, a plan for repaying loans and a first step into investing.

  • Compare financial aid offers
  • Free money first: grants & scholarships
  • Borrow smart & plan your payments
Adults Fort McClellan

The Money Toolkit

Adult Financial Education

A practical workbook for grown-up money: build a working budget, tackle debt, grow an emergency fund, and understand your credit.

  • Your real monthly budget
  • Debt payoff: snowball vs. avalanche
  • Emergency fund & credit health
Grades 6–12 & Adults Fort McClellan

Guard It

Protecting Your Money Online

Fraud is one of the fastest-growing money problems members face. This workbook teaches the patterns behind phishing, fake stores, and imposter calls, so they get caught before the money moves.

  • Passwords, security questions & two-factor
  • Phishing by email, text & phone
  • The scam playbook, and what to do if it happens
Interactive Fort McClellan
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Budget Builder

Do it online, together

Pair the adult toolkit with our interactive Budget Builder, a great live demo for a workshop or one-on-one member coaching.

  • Income, expenses & debts in one view
  • See your monthly surplus or shortfall
  • Flags where Fort McClellan can help

Request class sets and the answer key

Teaching a personal-finance unit, running an after-school club, or leading a workshop? Tell us what you need. You get the printable workbooks and the teacher answer keys right away, and Fort McClellan will be in touch about printed sets or a classroom visit.

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    Tell us what you need

    Which workbook and roughly how many students or participants.

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    Download right away

    Print-ready workbooks plus the answer key. Copy as many as you need.

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    We follow up

    A Fort McClellan team member will reach out about printed sets or a visit.

Request classroom kits

Takes about a minute.

Prefer to call? (256) 237-2113

Content on this site is for educational purposes only and does not constitute financial advice. No rates or fees are published here. See www.fortmcclellancu.org for current rates and terms.